Empower your financial situation.

If inflation is affecting your livelihood, it might be time to move to a new medium of exchange. The UPMA is making all of that possible for everyday Americans.
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PERSONAL ACCOUNTS
Spend your precious metals, like you spend your dollars.
Linked Visa Debit Card
With L1feGold, you can access your funds at anytime using a VISA debit card that is connected directly to your account with UPMA.
Monthly Account Statements
Easily keep track of your UPMA account with instant access to online transactions and detailed monthly account statements.
“L1feGold's integration with L1fePay, which will soon allow us to accept payments in gold and silver is a game-changer. But maybe we're a bit biased right?”
Michael Rice
Chief Architect - L1feTech
compare L!FE GOLD
2-4
%
Customers who switch to Ensure save an average of 25% on General Policies.¹
¹ This is an average. Source.
Fractional Reserve Banks
Reserves
100%
2-4%¹
Subject To Banking Holidays
No
Yes
Insured
100%
Up to $250,000
Spend Balance Instantly
CheckmarkCheckmark
Yearly Account Fees
0.05% [five basis points]
Average of $14/month.
ACCOUNT BENEFICIARIES

Add beneficiaries or joint tenants for added security controls.

Beneficiaries and/or joint tenants can easily have their accounts linked with yours, in the event of an emergency or any issue where a separate party would ultimately require future access to your assets.
Overview
Beneficiary Added!
Joint Tenant
Verified
Scott Henderson
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Pay for your next trip to the wilderness, with all-natural tender.

Take a trip to the Yellowstone or to Idaho's Shoshone Falls Park, with nothing but Goldbacks.  
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¹ Add some disclaimer text to the claims made above here if necessary.
FAQs
What are gold and silver dollars?
Gold and silver dollars are legal tender coins minted by the U.S. Government, with gold coins denominated as fifty dollars and silver coins as one dollar. For instance, a gold dollar represents 1/50th of a one-ounce gold coin from the mint.
How much does this service cost?
The cost varies depending on the type of account:
- U.S. Legal Tender Gold Coin accounts: Approximately $4.00 per month membership fee (including the first two gold coins) with an additional cost of around 40 cents per extra gold coin. Fees are based on the metal's value and fluctuate with the price of gold.
- Silver accounts: No membership fee and approximately a penny per coin per month for vaulting and insurance, denominated in silver.
- Goldback accounts: No membership or vaulting fees.
What does the UPMA membership fee cover?
The membership fee includes commercial vaulting and insurance, preparation of monthly online statements, and member support services. It also ensures a 0% buy/sell spread.

Goldback and Silver accounts do not have a membership fee.
Are these accounts insured?
Yes, all gold and silver legal tender holdings are insured by Lloyd's of London against loss, theft, or damage. Paper dollars held in escrow or trust accounts with financial institutions are covered by federal credit insurance.
Do you still have questions? Get in touch with our support team.
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